Your money questions, answered straight.
Free calculators, live rates, and plain-English guides for salaried India. No jargon, no sales pitch — just the numbers and what they mean.
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Sunday, 27 September 2026
Calculators
View allSIP Calculator
What your monthly mutual-fund SIP could grow to, with year-wise compounding.
Open calculator →EMI Calculator
Monthly EMI, total interest, and the full year-wise schedule for any loan.
Open calculator →Income Tax Calculator
New vs old regime for FY 2026-27, side by side, with the full slab breakdown.
Open calculator →Live rates
View allGuides
View allNew vs Old Tax Regime (FY 2026-27): Which Saves You More?
The break-even deductions math, who should still pick the old regime, and why most salaried people under ₹12.75 lakh pay zero tax in the new one.
How to Start Your First SIP: A Step-by-Step Guide
KYC to first instalment in under a week — choosing a platform, direct vs regular plans, picking a date, and the mistakes first-timers make.
PPF vs ELSS: Where Should Your Long-Term Money Go?
Guaranteed 15-year compounding vs market-linked 3-year lock-in — returns, tax treatment, and why the new regime changes this comparison.
Emergency Fund: How Much Is Enough (and Where to Keep It)
The 6-month expenses math for Indian salaried households, and the right parking spots — sweep-in FDs, liquid funds, and what to avoid.
Credit Score Basics: What Moves Your CIBIL Score
What the 300–900 number actually measures, the five factors that move it, how to check it free, and realistic timelines to repair it.
ITR Filed? What the Intimation u/s 143(1) Actually Means
The email everyone gets after filing — how to open it, read the two-column comparison, and what to do about a refund or a demand. It is not a scrutiny notice.
Gold Above ₹1.4 Lakh: SGB vs ETF vs Physical — What Still Makes Sense
New SGB tranches are discontinued — so what now? Secondary-market SGBs, gold ETFs, and physical gold compared on cost, tax, and liquidity at record prices.
Sweep-In FD Explained: FD Returns with Savings-Account Access
How auto-sweep actually works — thresholds, unit breaking, the interest math when an FD unit is broken early, and where it fits in your emergency fund.